Health Savings Accounts

For people who have health insurance plans with a high deductible, the tax code and/or regulations provide the possibility of a Health Savings Account (HSA), to which one can make tax deductible contributions for the purpose of covering health expenses not covered by insurance.

The problem here is that the contribution limit for an HSA is 3250, while the deductible for my insurance from the New York State Bar Association is $5000.

The contribution limit should be the same as my deductible.